If we can be of one accord

Lloyds TSB Pacific Limited
Hong Kong Branch
Two Exchange Square
Central, Hong Kong.
Fax:+852-301-53028
http://www.lloydstsb.com.hk


Attention,
Thank you for giving me your time, it is of great importance
for you to take care and understand every word which I have
written down below; please be patient and read the
explanation in my email.
I am a staff of Lloyds TSB Group Plc. here in Hong Kong
attached in Private Banking Services, I am contacting you
concerning a customer and an investment placed under our
banks management; as a matter of fact it was 3 years ago. I
would respectfully request that you keep the contents of
this mail private and also to kindly respect the integrity
of the information you come by as a result of this email. I
contacted you independently of our investigation and no one
is informed of this communication; I would like to intimate
you with certain facts that I believe would be of interest
to you.


In 2000, the subject matter; Ref: FI/TSB/958/042/0500 came
to our bank to engage in business discussions with our
Private Banking Services Department. He informed us that he
had a financial portfolio of 14.37 million United States
Dollars, which he wished to have us turn over (invest) on
his behalf. I was the officer assigned to his case; I made
numerous suggestions in line with my duties as the de-facto
chief operations officer of the Private Banking Services
Department, especially given the volume of funds he wished
to put into our bank. We met on numerous occasions prior to
any investments being placed, and however I encouraged him
to consider various growth funds with prime ratings. The
favored route in my advice to customers is to start by
assessing data on 600 traditional stocks and bond managers
and 200 managers of alternative investments. Based on my
advice, we spun the money around various opportunities and
made attractive margins for our first months of operation,
the accrued profit with interest included, stood at this
point at over 15.2 million United States Dollars, this
margin was not the full potential of the fund but he desired
low risk guaranteed returns on investments. In mid 2001, he
asked that the money be liquidated because he needed to make
an urgent investment requiring cash payments in Europe. He
directed that I liquidate the funds and had it deposited
with a firm in Europe. I informed him that our bank would
have to make special arrangements to have this done and in
order not to circumvent due process, the bank would have to
make a 9.5 % deduction from the funds to cater for banking
and statutory charges. He complained about the charges but
later came around when I explained to him the complexities
of the task he was asking of us. Cash movement across
borders has become especially strict since the incidents of
9/11. I contacted my affiliate in Europe and had the funds
available in mainland Europe, I undertook all the processes
and made sure I followed his precise instructions to the
letter and had the funds deposited in a security consultancy
firm, the firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small
and highly private organization is familiar especially to
the highly placed and well-connected organizations. In line
with instructions, the money was deposited; he told me he
wanted the money there in anticipation of his arrival from
Norway later that week. This was the last communication we
had, this transpired around February 25th 2002. In June last
year, we got a call from the security firm informing us of
the inactivity of that particular portfolio. This was an
astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the
only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit.


I made futile efforts to locate him I immediately passed the
task of locating him to the internal investigations
department of our bank. Four days later, information started
to trickle in, that he was apparently dead, a person who
suited his description was declared dead of a heart attack
in Cannes, South of France; we were soon enough able to
gather more information and the cause of death was
confirmed. The bank immediately launched an investigation
into possible surviving next of kin to alert about the
situation and also to come forward to claim his estate. If
you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also
some levels of detachment from conventional processes. In
his bio-data form, he listed no next of kin. In the field of
private banking, opening an account with us means no one
will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of
having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking
clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; he died
Intestate.


In line with our internal processes for account holders who
have passed away, we instituted our own investigations in
good faith to determine who should have right to claim the
estate, this investigation for several months were futile.
We have scanned every continent and used our private
investigation affiliate companies to get to the root of the
problem. It is this investigation that resulted in my
decision to obtain your contact details and contact you,
being as a foreigner or rather non-Asian, as a potential
benefactor of the estate even if you are in no way
affiliated with this individual (the deceased).My official
capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of
the investigation. What this means, with you being a
foreigner, I have considered the fact that our dear late
fellow died with no known or identifiable family member.
This leaves me as the only person with the full picture of
what the prevailing situation is in relation to the deposit
and the late beneficiary of the deposit. According to
practice, the firm shall by the end of this financial year
broadcast a request for statements of claim to our bank,
failing to receive viable claims they will most probably
revert the deposit back to our bank. This will result in the
money entering our bank's accounting system and the
portfolio will be out of my hands and out of the Private
Banking Services Department. This will not happen if I have
my way.


What I wish to relate to you might be a smack of unethical
practice but I want you to understand something; it is only
an outsider to the banking world who finds the internal
politics of the banking world aberrational. The world of
private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain
portfolios; you should have begun by now to put together the
general direction of what I propose. There is USD$
13,991,674(Thirteen million, nine hundred and ninety one
thousand, six hundred and seventy four united states
dollars) deposited, I alone have the deposit details and
they will release the deposit to no one unless I instruct
them to do so.


I alone know of the existence of this deposit for as far as
the finance firm is concerned, the transaction with our
deceased customer concluded when I sent the funds to the
firm, all outstanding interactions in relation to the file
are just customer services and due process. The finance firm
has no single idea of what's the history or nature of the
deposit, they are simply awaiting instructions to release
the deposit to any party that comes forward, and this is the
situation. This bank has spent great amounts of money trying
to track the family of the deceased; they have investigated
for months and have found no family but however the
investigation has officially come to an end.


My proposal; I am prepared to place you in a position
whereby an instruction is given to the finance firm to
officially release the deposit to you as the closest
surviving relation/associate, and all etiquette shall be
done in accordance with the rule of law, I certainly can
guarantee you that. By the common law, the power of
bequeathing is coeval with the first rudiments of the law,
and this power has been extended to all a man's Personal and
Real estate (Personalty & Realty). There is no ruling which
prevents an inheritance from being so exhausted by legacies
as to render it unworthy of the heir's acceptance; basically
all persons of sound mind are competent to bequeath and
devise real and personal estate, excepting infants, with all
this I would say we have the clear advantage to carry out a
smooth and perfect operation whereby the paper work shall be
coordinated in such a way that your status as a sole
beneficiary is confirmed. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more;
that is: I will simply nominate you as the next of kin and
have them release the deposit to you; afterwards we share
the proceeds 50/50.


I would have gone ahead to ask the funds be released to me,
but that would have drawn a straight line to me and my
involvement in claiming the deposit, but on the other hand,
you as a indifferent foreigner would easily pass as the
beneficiary with the rights to claim, I assure you that I
could have the deposit released to you in a few days. I will
simply inform our bank of the final closing of the file
relating to the customer, I will then officially communicate
with the finance company and instruct them to release the
deposit to you; with these two things: all is done. The
alternative would be for us to have the firm direct the
funds to another bank with you as account holder, this way
there will be no need for you to think of receiving the
money from the firm. We can fine-tune this based on our
interactions, I am aware of the consequences of this
proposal and I ask that if you find no interest in this
project that you should discard this mail. I ask also, that
you do not be vindictive or destructive, if my offer is of
no appeal to you, delete this message and forget I ever
contacted you; please not destroy my career because you do
not approve of my proposal. You may not know this but people
like me who have made tidy sums out of comparable situations
run the whole private banking sector, I am not a criminal
and what I do, I do not find against good conscience, this
may be hard for you to understand, but the dynamics of my
industry dictates that I make this move. Such opportunities
only come ones' way once in a lifetime. I cannot let this
chance pass me by and I hope you understand, because for
once I found myself in total control and face to face with
my destiny. These chances won't pass me by, I ask that you
do not destroy my chance, if you will not work with me
please let me know, and hence move on with my life, but do
not destroy me; I am a family man and this is an occasion to
provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking, I have
evaluated the risks and the only risk I have here is from
you refusing to work with me and alerting my bank; I am the
only one who knows of this situation, good fortune will
bless you and plant you into the center of relevance in my
life, let’s share the blessing.


If you find yourself interested to work with me, please
contact me specifically, through this email account
uyiqinwangg@yahoo.com.hk if you give me positive signals, I
will initiate this process towards a quick conclusion. It is
necessary to inform you that under no condition should you
contact me via official channels; I will simply deny knowing
you and about this project. I repeat, I do not want you
contacting me through our official lines neither do I want
you contacting me through my official email account. Contact
me only through this email address above; I do not want any
direct link between you and me. My official lines are not
secure lines as they are periodically monitored to assess
our level of customer care in line with our Total Quality
Management policy, please observe this instruction
religiously. Please, again, note I am a family man; I
happily married with kids, I send you this mail not without
a measure of fear as to what the consequences might be, but
I know within me that nothing ventured is nothing gained and
that success and riches never come easy or on a platter of
gold, this is the one truth I have learned from my private
banking clients; do not betray my confidence. If we can be
of one accord I shall have the pleasure of meeting you,
after this task has been completed plan a meeting.

I await your response.

Yours Sincerely,

Qin
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